We purchase customer accounts from a range of finance businesses, including retail banks, motor, credit card, student loans, utilities and telecommunications companies.
Over the past year, we have continued to move forward at a pace, diversifying in both geographies and asset classes. We made further investments in Portugal while acquiring a number of portfolios in the Netherlands along with the acquisition of Zenith S.p.A. in it Italy and Mars Capital in the UK & Ireland in 2017, and Parr Credit in Italy in 2018.
We work closely with customers to find realistic and affordable repayment plans based on their individual circumstances.
We are a member of the Credit Services Association (CSA) and subscribe to the Standards of Lending Practice.
We comply with their Code of Practice and with relevant regulatory guidelines, including the Financial Conduct Authority Handbook and the Data Protection Act.